Are you looking for contractors insurance in Columbus Ohio? If so you have found the right company! Call 1-800-998-0662 and speak with one of our contractors insurance experts at Pathway Insurance.
We offer competitive rates on contractors insurance in Ohio, Michigan, Kentucky, and Indiana.
Certain Types of Contractors Insurance Policies Start at $350!
We offer liability insurance for Ohio contractors for as little as $350 for the year for certain types of contractors.
Will you qualify for the $350 contractor program? Call and speak with our experts at 1-800-998-0662. Pathway Insurance is a leading independent insurance agency offering Contractors insurance in Columbus Ohio from a number of different companies.
Types of Coverage We Offer?
- General Liability
- Commercial Auto Insurance
- Inland Marine Insurance
- Professional Liability Insurance
- Coverage for Your Tools, and Buildings
- Ohio Employment Practice Liability Insurance
- Ohio Contractors Bond
Types of Contractors We Insure?
- Roofing Contractors Insurance Ohio
- Painting Contractors Insurance Ohio
- Landscaping Insurance Ohio
- Insurance for Electricians Ohio
- Plumbing Insurance Ohio
- HVAC Insurance Ohio
- Handyman Insurance Ohio
Read Your Ohio Contractors Insurance Policy Carefully!
Your insurance policy is a legal contract between you and the insurance company. It is vital for you to read and understand what is but most importantly what is not covered by the Ohio Contractors Insurance Policy.
This is how most insurance companies warn their insureds:
Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words “you” and “your” refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words “we”, “us” and “our” refer to the company providing this insurance.
The word “insured” means any person or organization qualifying as such under Section II – Who Is An Insured. Other words and phrases that appear in quotation marks have special meaning. Refer to Section V –Definitions.
SECTION I – COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY
Insuring Agreement. a. We will pay those sums that the insured becomes legally obligated to pay as damages because of “bodily injury” or “property damage” to which this insurance applies. We will have the right and duty to defend the insured against any “suit” seeking those damages. However, we will have no duty to defend the insured against any “suit” seeking damages for “bodily injury” or “property damage” to which this insurance does not apply. We may, at our discretion, investigate any “occurrence” and settle any claim or “suit” that may result. But: (1) The amount we will pay for damages is limited as described in Section III – Limits Of Insurance; and (2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments – Coverages A and B.
b. This insurance applies to “bodily injury” and “property damage” only if: (1) The “bodily injury” or property damage” is caused by an “occurrence” that takes place in the “coverage territory”; (2) The “bodily injury” or “property damage” occurs during the policy period; and (3) Prior to the policy period, no insured listed under Paragraph 1. of Section II – Who Is An Insured and no “employee” authorized by you to give or receive notice of an “occurrence” or claim, knew that the “bodily injury” or “property damage” occurred, in whole or in part. If such a listed insured or authorized “employee” knew, prior to the policy period, that the “bodily injury” or “property damage” occurred, then any continuation, change or resumption of such “bodily injury” or “property damage” during or after the policy period will be deemed to have been known prior to the policy period. c. “Bodily injury” or “property damage” which occurs during the policy period and was not, prior to the policy period, known to have occurred by any insured listed under Paragraph 1. of Section II – Who Is An Insured or any “employee” authorized by you to give or receive notice of an “occurrence” or claim, includes any continuation, change or resumption of that “bodily injury” or “property damage” after the end of the policy period. d. “Bodily injury” or “property damage” will be deemed to have been known to have occurred at the earliest time when any insured listed under
Paragraph 1. of Section II – Who Is An Insured or any “employee” authorized by you to give or receive notice of an “occurrence” or claim: (1) Reports all, or any part, of the “bodily injury” or “property damage” to us or any other insurer; (2) Receives a written or verbal demand or claim for damages because of the “bodily injury” or “property damage”; or (3) Becomes aware by any other means that “bodily injury” or “property damage” has occurred or has begun to occur.
Call 800-998-0662 For Top-Tier Ohio Contractors Insurance.
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